Last Updated: January 1, 2026 | Effective Date: January 1, 2026

1. Definitions

In these Terms and Conditions, unless the context otherwise requires, the following terms shall have the meanings ascribed to them below:

  • "Platform" refers to the mata22 website accessible at https://mata22.cam and all associated mobile applications, software, and services.
  • "Company," "We," "Us," "Our" refers to mata22, the operator of the Platform.
  • "User," "You," "Your" refers to any individual who accesses, registers, or uses the Platform and its services.
  • "Account" refers to the personal account created by a User to access and use the Platform's services.
  • "Services" refers to all online gambling services offered through the Platform, including but not limited to sports betting, casino games, live dealer games, slots, and traditional lottery games.
  • "Wager" refers to any bet, stake, or financial commitment placed by a User on any game or event available on the Platform.
  • "Bonus" refers to any promotional credit, free bet, cashback, or other incentive offered by the Platform to Users.

2. Acceptance of Terms

By accessing, registering for, or using the mata22 Platform, You acknowledge that You have read, understood, and agree to be bound by these Terms and Conditions in their entirety. If You do not agree with any provision of these Terms, You must immediately discontinue use of the Platform and refrain from creating an Account.

We reserve the right to modify, amend, or update these Terms and Conditions at any time without prior notice. Any changes will become effective immediately upon publication on the Platform. It is Your responsibility to review these Terms regularly to stay informed of any updates. Continued use of the Platform following any modifications constitutes Your acceptance of the revised Terms.

Important Notice: By continuing to use mata22 services after changes to these Terms have been published, You are deemed to have accepted the updated Terms in full.

3. Eligibility Requirements

To register for and use the mata22 Platform, You must meet all of the following eligibility criteria without exception:

  • Age Requirement: You must be at least 21 years of age or the legal gambling age in your jurisdiction, whichever is higher. mata22 strictly enforces age verification procedures and reserves the right to request government-issued identification documents to confirm Your age at any time.
  • Legal Capacity: You must have the legal capacity to enter into binding contracts under the laws of your jurisdiction. You must not be under any legal restriction that prohibits You from engaging in online gambling activities.
  • Geographic Location: While mata22 primarily serves residents of Indonesia, You acknowledge that online gambling may be subject to legal restrictions in your specific jurisdiction. It is Your sole responsibility to ensure that Your use of the Platform complies with all applicable local, state, and national laws.
  • Single Account Policy: You are permitted to open and maintain only one Account on the mata22 Platform. Creating multiple accounts is strictly prohibited and may result in immediate suspension of all associated accounts and forfeiture of any balances or winnings.
  • Personal Use Only: Your Account is for personal, recreational use only. Commercial use, professional gambling operations, and use on behalf of third parties are strictly prohibited.

Legal Disclaimer: mata22 operates under international licensing and is based offshore. Indonesia's Public Gambling Act of 1867 does not explicitly address online gambling, creating legal ambiguity. Users are solely responsible for understanding and complying with their local laws. We do not provide legal advice regarding the legality of online gambling in your specific jurisdiction.

4. Account Registration and Security

4.1 Registration Process

To create an Account on mata22, You must provide accurate, current, and complete information during the registration process. Required information includes but is not limited to Your full legal name, date of birth, residential address, email address, telephone number, and preferred payment method details.

You agree to promptly update Your Account information if any details change. Providing false, misleading, or fraudulent information constitutes a material breach of these Terms and may result in immediate Account suspension and forfeiture of all funds.

4.2 Identity Verification (KYC)

mata22 is legally required to verify the identity of all Users as part of our Know Your Customer (KYC) compliance procedures. You agree to provide the following documents upon request:

  • Valid government-issued identification (Indonesian National ID card / KTP, passport, or driver's license)
  • Proof of residential address dated within the last three months (utility bill, bank statement, or government correspondence)
  • Selfie photograph holding Your identification document next to Your face
  • Payment method verification (bank account statement or screenshot of e-wallet registration)

Failure to provide requested verification documents within 30 days may result in Account suspension and withdrawal restrictions until verification is completed.

4.3 Account Security

You are solely responsible for maintaining the confidentiality of Your Account credentials, including Your username and password. You must not share Your login information with any third party or allow any other person to access Your Account. Any activity conducted through Your Account will be deemed to have been authorized by You, and You shall be liable for all transactions, wagers, and charges incurred.

If You suspect unauthorized access to Your Account or any security breach, You must notify mata22 immediately through our customer support channels. We will investigate the matter and take appropriate action, but You remain responsible for all activity until we confirm the security issue and suspend Your Account.

5. Deposits and Withdrawals

5.1 Deposit Methods

mata22 accepts deposits through various Indonesian banking channels and e-wallet services, including but not limited to BCA (Bank Central Asia), BRI (Bank Rakyat Indonesia), BNI (Bank Negara Indonesia), Mandiri, CIMB Niaga, OCBC NISP, OVO, DANA, GoPay, and ShopeePay. All deposits are processed in Indonesian Rupiah (IDR).

Minimum and maximum deposit limits vary by payment method and may be adjusted at our discretion. You are responsible for ensuring sufficient funds are available in Your payment account and for any fees charged by Your bank or payment provider.

5.2 Processing Times

Deposits made through major Indonesian banks during banking hours (typically Monday-Friday, 08:00-16:00 WIB) are generally processed instantly. Deposits made outside banking hours may experience delays until the next business day. E-wallet deposits are typically processed within 5-15 minutes depending on the provider's processing system.

5.3 Withdrawal Policy

Withdrawals must be made to the same payment method used for deposits unless otherwise approved by mata22. All withdrawal requests are subject to identity verification and security checks. Withdrawals may be delayed or denied if:

  • Your Account has not completed KYC verification
  • Active bonus wagering requirements have not been fulfilled
  • Suspicious or fraudulent activity is detected
  • The requested withdrawal amount exceeds Your verified balance
  • Your Account is under investigation for Terms violations

Standard withdrawal processing times range from 1-24 hours for verified accounts using Indonesian bank transfers. Higher-tier VIP members may be eligible for expedited withdrawal processing. mata22 reserves the right to impose withdrawal limits and may require additional verification for large withdrawal requests exceeding Rp 50,000,000.

5.4 Anti-Money Laundering (AML)

mata22 operates in strict compliance with international Anti-Money Laundering regulations. We reserve the right to investigate any deposits or withdrawals that we deem suspicious. You must be able to provide legitimate source-of-funds documentation if requested. Accounts found to be engaged in money laundering activities will be immediately terminated and reported to relevant authorities.

6. Bonuses and Promotions

mata22 offers various bonuses and promotional offers to enhance Your gaming experience. All bonuses are subject to specific terms and conditions that must be met before any winnings can be withdrawn. Key bonus terms include:

6.1 Wagering Requirements

All bonuses carry wagering requirements (also known as playthrough or rollover requirements) that specify how many times You must wager the bonus amount and/or deposit amount before You can withdraw any associated winnings. Wagering requirements vary by promotion and are clearly stated in each bonus offer's terms.

Different game types contribute differently toward meeting wagering requirements:

  • Slot games: 100% contribution
  • Table games (blackjack, baccarat, roulette): 10-50% contribution depending on the game
  • Live casino games: 10% contribution
  • Sports betting: varies by odds and bet type

6.2 Maximum Bet Limits

While wagering an active bonus, You must not exceed the maximum bet limit of Rp 50,000 per spin (for slots) or per hand/round (for table games). Exceeding this limit may result in forfeiture of the bonus and any associated winnings.

6.3 Bonus Validity Period

All bonuses have expiration dates. You must meet the wagering requirements within the specified validity period (typically 7-60 days depending on the bonus type) or the bonus and any winnings will be forfeited. Extensions are not granted under any circumstances.

6.4 Bonus Abuse Policy

mata22 reserves the right to void bonuses, withhold winnings, and close accounts if we detect bonus abuse or fraudulent activity. Prohibited activities include but are not limited to: creating multiple accounts to claim bonuses, collusion with other players, using betting patterns designed to exploit bonus terms, and any other behavior deemed to be abusive or inconsistent with the spirit of the promotion.

7. Betting Rules and Game Play

7.1 General Betting Rules

All wagers placed on mata22 are final and cannot be cancelled, amended, or reversed once confirmed. It is Your responsibility to ensure that all bet selections, stake amounts, and betting options are correct before confirming any wager. mata22 is not liable for any errors made by You when placing bets.

7.2 Sports Betting Specific Rules

For sports betting markets, all bets are settled based on official results as determined by the relevant governing body (FIFA for football, BWF for badminton, etc.). If an event is postponed, rescheduled, or abandoned, specific settlement rules apply as detailed in our comprehensive Sports Betting Rules section. Live in-play betting odds are subject to rapid fluctuation based on match events, and all bets are accepted at the odds displayed at the moment of confirmation.

7.3 Casino Games

All casino games available on mata22 use certified Random Number Generators (RNG) or live dealer video feeds from licensed studios. Game outcomes are determined by chance and cannot be influenced by the operator. Return to Player (RTP) percentages are published for transparency and represent long-term theoretical returns across thousands of game rounds.

7.4 Errors and Malfunctions

In the event of a game malfunction, system error, or technical issue that affects the outcome of a wager, mata22 reserves the right to void the affected bets and refund stakes. This includes but is not limited to software bugs, display errors, incorrect odds being offered, and communication failures during live betting.

7.5 Prohibited Activities

The following activities are strictly prohibited and constitute grounds for immediate Account termination:

  • Use of betting bots, automated software, or artificial intelligence to place wagers
  • Collusion with other players to gain unfair advantages
  • Exploiting technical errors or system vulnerabilities
  • Arbitrage betting across multiple platforms
  • Card counting or any advantage play techniques in live casino games
  • Match-fixing, insider betting, or wagering on events where You have non-public information

8. Limitation of Liability

To the maximum extent permitted by applicable law, mata22, its directors, employees, partners, agents, suppliers, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to Your use of the Platform, including but not limited to:

  • Loss of profits, revenue, or data
  • Loss of anticipated winnings or gambling opportunities
  • Service interruptions, technical malfunctions, or system downtime
  • Unauthorized access to Your Account due to Your failure to maintain security
  • Actions taken by third-party payment providers or banking institutions
  • Legal consequences arising from Your violation of local gambling laws

Disclaimer of Warranties: The mata22 Platform and all Services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee uninterrupted, error-free, or secure access to the Platform. You use the Services at Your own risk.

9. Account Suspension and Termination

9.1 Voluntary Account Closure

You may request voluntary closure of Your Account at any time by contacting our customer support team. Upon receiving Your request, we will process the closure within 48 hours. Any remaining account balance after deducting applicable wagering requirements and pending wagers will be returned to You via Your registered payment method.

9.2 Involuntary Suspension or Termination

mata22 reserves the right to suspend or permanently terminate Your Account without prior notice if we determine that You have violated these Terms and Conditions, engaged in fraudulent activity, or otherwise acted in a manner inconsistent with responsible use of the Platform. Grounds for suspension or termination include but are not limited to:

  • Providing false or misleading information during registration or verification
  • Creating multiple accounts or using accounts registered to other individuals
  • Engaging in bonus abuse or violating promotional terms
  • Suspected money laundering or fraudulent financial activity
  • Failure to complete identity verification within required timeframes
  • Harassment or abusive behavior toward mata22 staff or other users
  • Involvement in match-fixing, collusion, or other prohibited betting activities

In cases of Account termination for Terms violations, mata22 reserves the right to forfeit any account balances, void pending bets, and withhold winnings. This action is at our sole discretion based on the severity of the violation.

9.3 Self-Exclusion for Responsible Gaming

As part of our commitment to responsible gaming, mata22 offers self-exclusion options for users who need to take a break from gambling. You may request self-exclusion for periods ranging from 24 hours to permanent exclusion. During self-exclusion, Your Account will be locked and You will not be able to deposit, wager, or withdraw funds. For more information, please visit our Responsible Gaming page.

10. Governing Law and Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which mata22 operates its international license. Any disputes, claims, or controversies arising out of or relating to these Terms or Your use of the Platform shall be resolved through the following procedures:

10.1 Internal Complaint Process

In the event of a dispute, You must first attempt to resolve the matter by contacting our customer support team through the official channels provided on our website. We will investigate Your complaint thoroughly and provide a written response within 14 business days.

10.2 Alternative Dispute Resolution

If the internal complaint process does not result in a satisfactory resolution, You may refer the matter to an independent Alternative Dispute Resolution (ADR) service. mata22 agrees to participate in good faith in any ADR proceedings initiated by You.

10.3 Limitation on Legal Action

To the extent permitted by law, any legal claim arising from Your use of mata22 must be filed within one (1) year from the date the claim arose. Claims filed after this period will be permanently barred.

10.4 Severability

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be severed from these Terms, and the remaining provisions shall continue in full force and effect.

11. Contact Information

If You have any questions, concerns, or require clarification regarding these Terms and Conditions, please contact our customer support team through the following channels:

  • Email: [email protected]
  • Live Chat: Available 24/7 through the mata22 website
  • Support Hours: Our Indonesian-speaking customer support team is available around the clock to assist You

We aim to respond to all inquiries within 24 hours during business days (Monday-Friday, WIB timezone). For urgent account security matters, please use the live chat function for immediate assistance.

Acknowledgment: By using mata22, You acknowledge that You have read, understood, and agree to be bound by these Terms and Conditions in their entirety. This constitutes a legally binding agreement between You and mata22.

Key Points Summary

Age Requirement

You must be at least 21 years old to register and use mata22 services. Age verification is strictly enforced through KYC procedures.

Account Security

You are responsible for maintaining the confidentiality of your login credentials. All activity through your account is deemed authorized by you.

Withdrawals

Withdrawals require completed KYC verification and are processed within 1-24 hours for verified accounts using Indonesian banks.

Bonus Terms

All bonuses carry wagering requirements that must be met before winnings can be withdrawn. Bonus abuse results in forfeiture.

Prohibited Activities

Multiple accounts, bonus abuse, collusion, and use of automated betting tools are strictly prohibited and result in termination.

Legal Responsibility

You are solely responsible for ensuring your use of mata22 complies with applicable laws in your jurisdiction.

Need More Information?

Visit our comprehensive FAQ page for answers to common questions about registration, payments, bonuses, and game rules. Our support team is also available 24/7 to assist you.

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Privacy Policy

Learn how we protect your personal information and financial data with bank-grade encryption and security protocols.

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Responsible Gaming

Explore our comprehensive responsible gaming tools including self-exclusion, deposit limits, and support resources.

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